Fees and limits
What it costs, exactly.
Everything we charge, in one place. The order form shows the final total in your chosen asset before you send anything.
Classic card
One-time, when the card is issued.
$49
Premium card
One-time, when the card is issued.
$249
Load fee
Charged on each top-up, rounded up to the next cent.
3%
Minimum load
Per top-up, in whole dollars.
$10
Maximum load
Per top-up.
$5,000
Network gas
Paid from your wallet in SNCT when you send the payment.
A fraction of a cent
Quote validity
After that the quote expires and you can request a new one. A payment sent after expiry is not lost: contact us with the transaction hash.
15 minutes
Worked example
A Premium card with $250 loaded: $249 for the card, $250 onto the card, and $7.50 load fee, so $506.50 in total, paid in one transaction.
Fees from the card issuer
When you spend, the issuer may apply conversion or cross-border fees. They appear as separate, labelled rows on your card page and are not part of anything you pay us. Each card also has spending and top-up limits that depend on its tier.
Refunds
A card, once issued, cannot be un-issued. If a payment cannot be turned into a card or a load for any reason, it is flagged and handled by hand. See the Terms.